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Fractional CFO · Embedded. Not Consulting.

CFO-level leadership.
Without the full-time hire.

Spurwing works with UK founders, CEOs, and investors who are making CFO-level decisions before it makes sense to appoint a full-time CFO. Unlike a consultant who advises and leaves, Spurwing is embedded in your business — attending board meetings, owning the numbers, and accountable for outcomes, not just recommendations.

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£5m+
Typical client turnover
8
Integrated capabilities
UK
Primary market
The Problem

Your business has outgrown founder-led finance.

Financial complexity grows faster than internal capability. You are making CFO-level decisions on cash, risk, investment, and growth — without the infrastructure or senior judgement to back them up.

Investors want board-ready reporting. Cash is harder to see. Decisions carry real risk. But the internal finance function has not kept up.

Spurwing exists to close that gap. Not as a consultant who delivers a report and moves on — but as an embedded CFO who attends your board, owns your numbers, and is accountable for outcomes week to week. The distinction matters: advice without accountability is just another opinion.

"We are selling judgement, leadership, and decision-quality finance — not hours, bookkeeping, or outsourced admin."

Spurwing principle
What Makes Us Different

Deliberately not like the others.

01
CFO first. Execution follows.

Leadership before infrastructure. Every engagement is anchored in senior financial oversight. Execution services are built around that mandate, not sold alongside it.

02
Senior, CA-qualified oversight from day one.

No junior escalation. No account management layers. Your engagement is overseen by a qualified CFO with the commercial experience to match the decisions you are making.

03
Outcomes-focused. Not time-based.

Retainer structures aligned to the level of involvement required. We are not counting hours. We are accountable for improving visibility, discipline, and decision-making over time.

04
Integrated across the finance function.

Finance, reporting, payroll, IT, and ESG — all governed through CFO-level accountability. One operating partner, not a collection of disconnected suppliers.

05
Designed for multi-jurisdiction complexity.

Groups, holding structures, and businesses operating across borders are where we are most at home. IFRS-aligned, commercially grounded, and globally aware.

06
We will challenge you. That is the point.

Senior finance partnership means honest conversation, not agreement. If something does not add up, we say so. Comfortable advisors are rarely valuable ones.

Our Capabilities

One integrated finance operating model.

Everything Spurwing delivers is governed through CFO-level accountability. Capabilities scale up or down. The leadership does not. Most clients engage Spurwing through a CFO mandate, and execution services are added where they strengthen outcomes. Selective stand‑alone work can be an entry point where it fits the model and standards. Pricing follows a conversation about your situation.

01

Spurwing CFO

Fractional CFO Leadership

Board-level financial leadership, investor and lender engagement, capital and cash oversight, and strategic decision support. This is the anchor role. All other capabilities are built around it.

02

Spurwing Accounting

Finance Operations & Reporting

Finance operations, management reporting, and financial control. Designed for businesses that need structured, reliable insight from their numbers on a consistent basis.

Spurwing Accounting does not provide tax advisory or compliance services. Where required, we coordinate with appropriately qualified tax specialists.

03

Spurwing Financials

IFRS Financial Statements

IFRS and IFRS for SMEs financial statement preparation. Audit-ready, investor-grade, and prepared with CFO-level oversight. Suitable for groups, investment-backed businesses, and multi-entity structures.

04

Spurwing People

Payroll & People-Cost Infrastructure

Payroll, employer cost visibility, and people-cost reporting — framed as part of the finance operating model, not as a standalone HR function. Never sold independently of a CFO engagement.

05

Spurwing IT

Finance & Business Infrastructure

Secure, cloud-based finance and business infrastructure that keeps your systems connected, compliant, and performing. The digital backbone of a well-run finance function — not an IT helpdesk.

06

Spurwing ESG

ESG Reporting & Assessments

Investor and fund-ready ESG reporting and assessments. A CFO-led capability, not a sustainability marketing exercise. Delivered through specialist ESG capability under Spurwing governance. Relevant for investment-backed businesses with formal reporting obligations.

07

Social Media Management

Digital Presence & Brand Authority

Reputation is a financial variable. A founder’s digital presence is inseparable from company credibility and reputation risk. Spurwing provides strategic social media management to protect and strengthen that presence — primarily on LinkedIn, and selectively elsewhere where it matters. We shape positioning, narrative, and cadence so content reflects financial authority, builds investor confidence, and avoids generic marketing. This is governed as part of the CFO mandate: disciplined, consistent, and reputationally aware.

08

Change Management

Transformation That Actually Lands

Capital events fail quietly when people disengage. Financial decisions only deliver value when the organisation actually changes. Spurwing provides structured people and process support for complex financial transformations — ensuring the human side of change is as disciplined as the financial side. This is particularly relevant during capital events, investor changes, restructures, system migrations, and periods of rapid growth, where mismanaged change creates long-term operational drag and loss of confidence. We focus on executive alignment, decision-rights, adoption discipline, and communications so the financial plan actually lands in the organisation.

Who We Work With

Built for a specific kind of business.

Our Clients
  • UK founders, CEOs, and management teams navigating growth and complexity
  • Investment-backed and owner-managed businesses between £5m and £50m in annual turnover
  • PE-backed businesses preparing for reporting, investment rounds, or exit
  • Groups operating across multiple jurisdictions with complex structures
  • Funds and holding companies with formal board and investor reporting requirements
Typical Triggers
  • Rapid growth has outpaced the internal finance capability
  • Founder still acting as de facto CFO — without the time or infrastructure to do it properly
  • Investors or board pressing for better reporting, clearer cash visibility, or improved controls
  • Preparing for investment, debt, or exit and needing board-ready financial leadership
  • Finance team exists but lacks senior leadership and strategic direction

If you are making CFO-level decisions without CFO-level support, it is worth a conversation.

Let's start a conversation
About Spurwing

A different kind of finance partner.

Spurwing is CFO-led by design. Not a bookkeeping firm. Not compliance-only. Not a generalist.

Bold finance for brave entrepreneurs.

Why Spurwing exists.

Founders are required to make CFO-level decisions — around cash, risk, investment, pricing, and growth — before they have the infrastructure or senior judgement to support those decisions properly. Financial complexity increases faster than internal finance capability. That gap is where businesses get into difficulty.

Spurwing was built to close that gap. Not as an evolution of an accounting firm, but as a CFO-first operating partner. The growth journey of a company should not be hindered by operational friction. Spurwing offers a simpler path to clarity and control: one platform, one expert team, one clear set of answers.

How we engage.

Clients engage Spurwing as a senior finance partner on a monthly retainer. The retainer reflects the level of CFO involvement required, the complexity of the business, and the reporting and governance expectations in place.

Execution services — finance operations, reporting, payroll, IT, and ESG — are built around the CFO mandate. Pricing is discussed only after understanding your specific context. There are no rate cards, packages, or hourly rates.

What we are. What we are not.
What we are
  • Embedded — in your board, in your numbers, in your business
  • CFO-led, with senior accountability from day one
  • Outcomes-focused and retainer-based, not hourly
  • Multi-jurisdiction capable
  • Willing to challenge assumptions, not just validate them
What we are not
  • A consultant — we don't advise and leave
  • A bookkeeping or compliance firm
  • A traditional accounting practice
  • Hourly billing, ad hoc support, or reactive firefighting
  • The right fit for every business — nor do we try to be
Geographic reach.

Spurwing's primary commercial focus is the United Kingdom, reflecting the maturity of the fractional CFO market and strong alignment with our operating model. Services are delivered internationally, with experience across multiple jurisdictions including the Middle East.

Our Team

Senior-led. Always.

Werner Britz
Werner Britz
Founder | Spurwing CFO

A CFO-level operator with extensive experience building and scaling finance functions in growth-stage businesses across multiple jurisdictions. CA-qualified, with a track record spanning investment-backed companies, complex group structures, and businesses navigating significant financial complexity. Founder of Spurwing CFO and the broader Spurwing group of aligned capabilities.

Connect on LinkedIn

Spurwing operates with a lean, senior-led team. Every engagement is overseen by a qualified CFO, not delegated to junior staff. This is how we maintain the quality and accountability that our clients depend on.

Engagement Model

Structured retainers.
Not hourly billing.

Spurwing is not a consultancy. A consultant advises and moves on. Spurwing is embedded — present at board meetings, accountable for the numbers, and available when decisions land unexpectedly. Engagements run on structured monthly retainers, not hourly billing. There is no volume discounting, no reactive time billing, and no ambiguity about what you are getting or what it costs.

01 — Governance Anchor
1-Day Mandate

You get a senior financial voice in the room before decisions are made — not after. The practical outcome: your board has independent CFO-level challenge, your capital decisions are tested before they are committed to, and financial risk is reviewed by someone accountable, not advisory.

  • Board attendance with senior financial challenge
  • Capital and investment decisions reviewed before commitment
  • Risk identification and escalation when it matters
02 — Core Mandate · Economic Foundation
2-Day Mandate

Your business runs with a CFO in it. Month-end closes on time. The board pack reflects reality. Cash is visible, not a surprise. Investors get answers they trust. You can afford to hire — because someone has modelled it. The day-to-day outcome is financial clarity and fewer decisions made without the right information.

  • Monthly close and board pack delivered on time, every time
  • Cash flow visible and managed — not discovered after the fact
  • Investor and lender queries answered with confidence
  • Hiring decisions grounded in what the business can actually afford
03 — Complex Mandate
3-Day+ Mandate

For businesses where the financial stakes are higher and the pace is faster. Fundraising, restructuring, multi-entity consolidation — situations where having a CFO embedded three or more days per week is the difference between a controlled process and a reactive one. The outcome is a business that navigates complexity without losing financial discipline.

  • Fundraising and capital events led from the CFO seat
  • Multi-entity and multi-jurisdiction consolidation
  • Restructuring delivered with financial rigour intact
Client Selection

We do not pursue volume.
Selectivity is the strategy.

Who We Work With
  • PE-backed and governance-aware businesses
  • Multi-entity and multi-jurisdiction structures
  • Capital-sensitive and investment-ready environments
  • Founders who want to be challenged, not managed
  • UK-based and UK-facing businesses with £5m to £50m turnover
  • Owner-managed businesses with growing financial complexity
What We Decline
  • Underpriced mandates or discounted retainers
  • Fragmented bookkeeping and compliance-only work
  • Reactive support roles without strategic mandate
  • Businesses not yet ready for senior financial challenge
  • Volume-driven arrangements that dilute quality

Every client that does not meet the standard dilutes the ones that do. This is not elitism — it is the mechanism by which quality is maintained across the portfolio.

Perspectives from Practice

Thinking from the finance function.

View all insights
Capital & Cash

The moment your cash position stops being a number and starts being a decision.

Most growing businesses can tell you what their bank balance is. Far fewer can tell you what it will be in 90 days and why that matters for the decision they are about to make. The gap between those two states is where CFO-level thinking begins.

February 2026
Governance & Reporting

What investors actually mean when they ask for better reporting.

The request for "better reporting" from a board or investor is rarely about the format. It is usually about trust. A pattern worth understanding before the next board pack is due.

January 2026
CFO Leadership

The founder-as-CFO problem: when financial complexity outgrows the person carrying it.

A common pattern in businesses between £5m and £20m in revenue. And one that rarely resolves itself without deliberate intervention.

December 2025

If you are making CFO-level decisions without CFO-level support, it is worth a conversation.

Let's start a conversation
Get in Touch

Let's start a conversation.

If you are a founder, CEO, or board member navigating financial complexity, we would be happy to have an exploratory conversation. There is no pressure, no pitch, and no obligation. We are genuinely selective about the engagements we take on — and that conversation is how we determine whether there is a fit on both sides.

  • UK-based and UK-facing businesses with £5m to £50m in annual turnover
  • Investment-backed, PE-backed, and owner-managed businesses
  • Groups operating across multiple jurisdictions or with complex reporting requirements

We review every message and respond within two working days where we think there is a potential fit.

Privacy Policy

Last updated: 22 February 2026

This Privacy Policy explains how Spurwing CFO ("Spurwing", "we", "us") collects, uses, and protects personal information when you use this website or contact us.

1. Who we are

Spurwing CFO is a UK-based professional services business. For privacy-related questions, contact us using the details provided on this website.

2. What we collect

3. How we use your information

4. Legal bases (UK GDPR)

We process personal information where it is necessary for:

5. Sharing and transfers

We may share information with trusted service providers who help us operate our business (e.g., website hosting, email, analytics, CRM). They are required to protect your information and use it only for the services they provide to us.

If we transfer information outside the UK, we use appropriate safeguards (such as adequacy decisions or standard contractual clauses) where required.

6. Retention

We keep personal information only as long as needed for the purposes described above, including legal, accounting, or reporting obligations. Enquiry records are typically retained for a reasonable period to manage follow-ups and business administration.

7. Your rights

You may have rights to access, correct, delete, restrict, or object to certain processing, and to data portability in some cases. You can also withdraw consent where we rely on it.

You may complain to the UK Information Commissioner's Office (ICO) if you believe your data has been handled improperly.

8. Security

We apply reasonable technical and organisational measures to protect personal information. No method of transmission is completely secure, so we cannot guarantee absolute security.

9. Cookies

We use essential cookies where needed for the site to function. If analytics or marketing cookies are enabled in future, we will provide appropriate notice and choices.

10. Changes

We may update this policy from time to time. The "Last updated" date will change when we do.

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Terms of Use

Last updated: 22 February 2026

These Terms of Use govern your access to and use of this website operated by Spurwing CFO ("Spurwing", "we", "us"). By using the site, you agree to these terms.

1. Information only

The website provides general information about our services. It is not financial, legal, tax, or investment advice. You should obtain professional advice tailored to your circumstances before acting on any information from this site.

2. No client relationship

Contacting us through this website does not create a client relationship. A client relationship exists only when we confirm engagement in writing (for example, via an engagement letter or contract).

3. Acceptable use

4. Intellectual property

Unless otherwise stated, Spurwing owns or licenses the content on this site (text, graphics, logos, layout). You may view and print pages for your personal/business use, but you may not reproduce, distribute, or create derivative works without our prior written permission.

5. Third-party links

This site may link to third-party websites. We do not control and are not responsible for their content, policies, or practices.

6. Limitation of liability

To the extent permitted by law, Spurwing will not be liable for any loss or damage arising from your use of (or inability to use) this site, including reliance on content. Nothing in these terms limits liability where it cannot be limited under applicable law.

7. Privacy

Our Privacy Policy explains how we handle personal information. By using the site, you also acknowledge our Privacy Policy.

8. Governing law

These terms are governed by the laws of England and Wales, and the courts of England and Wales will have exclusive jurisdiction, subject to any mandatory local consumer protections that apply.

9. Changes

We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms.

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